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Approved Syariah Concepts & Principles stated as
below:
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Primary funding principles:
Bai` Bithaman Ajil (BBA) [Deferred-Payment Sale]
Bai` Inah [Sale with Immediate Repurchase]
Bai' Istijrar [Supply Sale]
Bai` Salam [Advance Purchase]
Bai' Wafa' [Sale and Repurchase]
Ijarah [Leasing]
Ijarah Thumma Bai [Lease to Purchase]
Istisna` [Purchase Order]
Mudharabah [Profit-Sharing]
Murabahah [Cost-Plus Sale]
Musyarakah [Profit and Loss-Sharing]
Qardh Hasan [Benevolent Loan]
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Supplementary concepts and principles:
Bai` Dayn [Debt Trading]
Bai` Muzayadah [Open-Bidding Trading]
Kafalah [Guarantee]
Hak Tamalluk [Ownership Right]
Hibah [Gift]
Hiwalah [Remittance]
Ibra? [Rebate]
Ittifaq Dhimni [Pre-Agreed Contract]
Rahnu [Collateral]
Sukuk [Securities]
Ujrah [Fee]
Wakalah [Agency]
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